Wealth Creation Through Discipline
KB Finvest works with individuals and families in Ahmedabad, across Gujarat, and digitally with eligible investors across India, helping them understand and access investment and protection solutions through a disciplined and transparent approach.
Our Guiding Question
Does this make investing simpler, more transparent, and more valuable for our clients?
Every recommendation at KB Finvest is measured against this question — before it is measured against anything else.
Proven Results
Our Track Record of Discipline
150+
Families Managed
Guiding wealth creation for professionals and families across India.
10+ Years
Market Experience
Built on a decade of deep expertise in risk and compliance.
Global NRI Presence
Trusted Worldwide
Managing portfolios for NRIs across the USA, UK, Germany, Poland, and beyond.
3.5+ Years
Avg. Client Lifecycle
Proof of discipline: our clients stay invested through market cycles, ignoring the noise.
AMFI Registered
ARN-262744
NISM Certified
Series V-A
BSE StAR MF
Platform Partner · Code 62944
10+ Years
Risk & Compliance
Why KB Finvest
Not a product seller. A long-term financial partner.
Compliance before convenience
Every option we present is filtered through what's right for you first, and SEBI/AMFI guidelines always. Never the other way around.
Discipline over prediction
We don't chase market timing or last year's top performer. We build a plan you can stay disciplined with through market cycles.
A long-term relationship
We aim to be the financial partner your family turns to for important investment and protection decisions, not a one-time product seller.
Education, not sales pressure
You'll always understand why we suggest something, in plain language, without jargon or pressure.
Our Approach
A different way to approach common investing habits
What many investors do
Chase last year's top-performing fund.
What we do instead
Match funds to your goals and risk profile, not past performance.
What many investors do
Invest without a clear goal or timeline.
What we do instead
Start every plan with a specific goal: retirement, education, a home.
What many investors do
Buy insurance and investments from disconnected sources.
What we do instead
Build insurance and investing into one coordinated plan.
What many investors do
React to market volatility, or set it and forget it.
What we do instead
Review the portfolio at regular intervals and stay disciplined through cycles.
How We Work
A simple, repeatable process
Understand
A conversation about your goals, timeline and risk comfort.
Plan
A goal-based plan connecting today's savings to tomorrow's goals.
Implement
Fund selection, paperwork and setup, handled for you.
Review
Regular check-ins to keep the plan on track.
Our Services
Solutions across your entire financial life
Free Insurance Quote
Get covered before you invest further
Health, term life, motor and general insurance guidance, sized to your actual needs. Share a few details and Kirtikumar will personally get back to you with suitable options.
Free Portfolio Review
Not sure how your existing mutual funds are really doing?
If your SIPs have piled up over the years without a proper review, share your latest statement and get a free, plain-language read on your allocation, diversification and fund performance, no cost, no obligation.
Knowledge Centre
Latest wealth insights
Retirement Planning Checklist: Where to Start
A practical starting checklist for anyone beginning to plan for retirement, from estimating your future needs to reviewing your plan over time.
Read More GuidesInsurance Checklist: Are You Adequately Covered?
A practical checklist for reviewing whether your life and health insurance cover is keeping pace with your life stage.
Read More GuidesChild Education Investment Guide
How to think about planning for your child's education costs, from estimating the goal to choosing a suitable investment horizon.
Read MoreFollow KB Finvest on WhatsApp for regular Wealth Insights.
Kirtikumar Bhatiya founded KB Finvest with a simple belief: that most families don't need more complexity in their financial lives. They need a disciplined plan and a partner who explains things honestly. As an AMFI Registered Mutual Fund Distributor (ARN-262744), Kirti works with individuals and families in Ahmedabad, Gujarat, across Gujarat, and digitally with eligible investors across India, helping them understand and access investment and protection solutions through a disciplined and transparent approach.
Full credentials, certifications and professional journey are available on the About page.
Relationships Built on Trust
What our clients say
Dhairya Vasavada
Gandhinagar, Gujarat
I highly recommend Kirtikumar Bhatiya for his expertise in mutual funds and personal finance management. He is a NISM-certified and AMFI-registered professional with deep knowledge of wealth management and long-term, disciplined investing.
Bhargav Trivedi
Deesa, Gujarat
I had a great experience with KB Finvest. They provide clear and professional guidance for mutual funds investments.
Dilipkumar Prajapati
Palanpur, Gujarat
Reliable and professional service. Mutual fund Investment guidance was explained clearly and the process was smooth.
Hiteesh Darji
Ahmedabad, Gujarat
The project was awesome and Kirtikumar has explained it in a very interesting way.
Investment Philosophy
Discipline compounds. Timing rarely does.
We don't promise the best-performing fund or the perfect entry point. Nobody can. What we do promise is a plan built around your goals, reviewed regularly, and followed with discipline through market ups and downs.
Goal-based, not product-based
Every investment is tied to a specific goal and timeline, not a scheme with a good sales pitch.
Long-term thinking
Wealth is built over years of consistency, not by reacting to weekly market noise.
Frequently Asked
Questions we hear before the first conversation
Is KB Finvest a SEBI Registered Investment Adviser?
No. KB Finvest is an AMFI Registered Mutual Fund Distributor (ARN-262744), not a SEBI Registered Investment Adviser. Information and tools on this website are for general education, not personalised investment advice.
How is KB Finvest compensated?
As a mutual fund distributor, KB Finvest is compensated through commissions paid by asset management companies. You don't pay us directly. Every option we present is still filtered through what's right for your goals first.
Do I need a large amount to get started?
No. Many clients start with a modest monthly SIP and build from there. The right starting point depends on your goals, not a minimum ticket size.
Does KB Finvest hold or have access to my money?
No. Your investments are held directly with the AMC/registrar (or BSE StAR MF) in your own name. KB Finvest facilitates transactions and gives guidance. We never take custody of your funds.
How often will my portfolio be reviewed?
We review relationships at regular intervals, typically aligned to your goal timeline, and you can always request a review conversation in between.
Let's discuss your financial goals.
A short conversation is enough to understand where you stand today and what a disciplined plan could look like for your family.